Privacy Policy

Keeping Your Data Safe and Secure

This Privacy Policy ("Policy") explains how Funding USA ("we," "us," "our") collects, uses, protects, and discloses information when you use our website at fundingusa.org (the "Website"). By using our Website, you consent to the data practices described in this Policy.

If you do not agree with this Policy, please discontinue use of our Website immediately. If you have questions or need assistance, please contact us at the information provided at the end of this Policy.

Information We Collect

Information You Provide

We may collect the following information when you interact with our Website:

• Contact information (name, email address, phone number)
• Business information (business name, revenue, time in business)
• Financial information (credit score range, desired funding amount)
• Any other information you voluntarily provide through forms or inquiries

Automatically Collected Information

When you visit our Website, we automatically collect certain information:

• IP address and location data
• Browser type and version
• Device information
• Pages visited and time spent on pages
• Referring website addresses
• Click patterns and navigation paths

How We Use Your Information

We use the collected information for the following purposes:

• To connect you with our lending partners and facilitate funding applications
• To improve our Website and user experience
• To communicate with you about funding opportunities and services
• To send marketing communications (with your consent)
• To analyze trends and gather statistical information
• To comply with legal obligations and prevent fraud
• To respond to your inquiries and provide customer support

How We Share Your Information

Lending Partners

When you express interest in funding through our Website, we share your information with our trusted lending partners, including but not limited to Impruvu LLC and other financial institutions. These partners use your information to evaluate your funding eligibility and provide you with loan offers. Each lending partner has their own privacy policy governing their use of your information.

Service Providers

We may share your information with third-party service providers who assist us in operating our Website, conducting our business, or servicing you, including analytics providers, email service providers, and hosting services.

Legal Requirements

We may disclose your information when required by law, court order, or government regulation, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to enhance your experience on our Website. Cookies are small files stored on your device that help us recognize you and remember your preferences.

You can control cookie settings through your browser. Note that disabling cookies may limit your ability to use certain features of our Website.

Google Analytics

We use Google Analytics to analyze Website traffic and usage patterns. Google Analytics uses cookies to collect information about how visitors use our Website. You can opt out of Google Analytics by installing the Google Analytics opt-out browser add-on.

How We Protect Your Information

We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include:

• SSL encryption for data transmission
• Secure servers and data storage
• Regular security audits and updates
• Limited access to personal information by authorized personnel only

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Your Privacy Rights

You have the following rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal obligations)
• Opt-Out: Opt out of marketing communications at any time
• Data Portability: Request a copy of your information in a portable format

To exercise these rights, please contact us using the information provided at the end of this Policy.

California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information held by us
• Right to opt-out of the sale of personal information (we do not sell personal information)
• Right to non-discrimination for exercising your CCPA rights

To submit a CCPA request, please contact us with "California Privacy Rights" in the subject line.

Children's Privacy

Our Website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

Third-Party Websites

Our Website may contain links to third-party websites, including our lending partners. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated Policy on this page with a new "Effective Date." Your continued use of the Website after such changes constitutes your acceptance of the updated Policy.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at: