Effective Date: January 1, 2025
These Terms of Service ("Terms") constitute a legal agreement between you and Funding USA ("we," "us," "our") governing your use of our website at fundingusa.org (the "Website"). By accessing or using the Website, you agree to be bound by these Terms.
IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THE WEBSITE.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes are posted constitutes your acceptance of the modified Terms.
You must meet the following requirements to use our Website:
By using the Website, you represent and warrant that you meet these eligibility requirements.
Funding USA operates as a lead generation and referral service. We connect individuals and businesses seeking funding with third-party lending partners who may be able to fulfill their financing needs. We are not a lender and do not make lending decisions.
When you submit information through our Website, you authorize us to share that information with our lending partners, who will evaluate your eligibility and may contact you with funding offers.
When using our Website, you agree to:
Funding USA is not a lender. We do not make loans, extend credit, or make lending decisions. We operate solely as a marketing and referral service that connects users with third-party lending partners.
All loan terms, rates, fees, and lending decisions are made by the third-party lenders. We have no control over whether you will be approved for a loan or the terms that may be offered to you.
All content on the Website, including text, graphics, logos, images, software, and other materials (collectively, "Content"), is owned by Funding USA or our licensors and is protected by U.S. and international copyright, trademark, and other intellectual property laws.
You may not:
Our Website contains links to third-party websites and services, including our lending partners. We do not control, endorse, or assume responsibility for any third-party sites or services. Your use of third-party websites is at your own risk and subject to their terms and privacy policies.
When you click links to our lending partners, you will be subject to their terms of service and privacy policies. We encourage you to review these documents before providing any information.
THE WEBSITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
WE DO NOT GUARANTEE THAT YOU WILL BE APPROVED FOR FUNDING OR THAT ANY PARTICULAR LOAN TERMS WILL BE AVAILABLE TO YOU. LENDING DECISIONS ARE MADE SOLELY BY THIRD-PARTY LENDERS.
The information on our Website is for informational purposes only and does not constitute financial, legal, or professional advice. You should consult with appropriate professionals before making financial decisions.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FUNDING USA SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE WEBSITE SHALL NOT EXCEED $100.
You agree to indemnify, defend, and hold harmless Funding USA, its affiliates, officers, directors, employees, agents, and partners from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:
By using our Website, you consent to receive electronic communications from us and our lending partners. These communications may include emails, text messages, and automated calls regarding your funding inquiry.
You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
You may opt out of marketing communications at any time by following the unsubscribe instructions in our emails or contacting us directly.
If you have any dispute with us, you agree to first contact us and attempt to resolve the dispute informally. Most disputes can be resolved this way.
If we cannot resolve a dispute informally, any dispute arising out of or relating to these Terms or the Website shall be resolved through binding arbitration in accordance with the American Arbitration Association's rules.
YOU AGREE TO WAIVE YOUR RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION LAWSUIT.
These Terms shall be governed by and construed in accordance with the laws of the United States and the state where Funding USA is headquartered, without regard to conflict of law principles.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Funding USA regarding the use of the Website.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.
We may assign our rights and obligations under these Terms without your consent. You may not assign these Terms without our prior written consent.
If you have any questions or concerns about these Terms of Service, please contact us at:
Funding USA
Email: legal@fundingusa.org
Website: fundingusa.org