Restaurant & Food Business Financing
Specialized funding for restaurants, cafes, food trucks, and catering businesses
$2.5K-$5M
Funding Range
Same Day
Funding Available
550+
Min Credit Score
Best Funding Options for Restaurants
Merchant Cash Advance
Amount: $2.5K-$250KSpeed: Same day - 48 hours▼
Merchant Cash Advance
Amount: $2.5K-$250KSpeed: Same day - 48 hours
Best For
Quick cash for immediate needs
Repayment
% of daily credit card sales
Equipment Financing
Amount: $5K-$5MSpeed: 2-5 days▼
Equipment Financing
Amount: $5K-$5MSpeed: 2-5 days
Best For
Kitchen equipment, POS systems, furniture
Repayment
Fixed monthly payments
SBA Restaurant Loans
Amount: $50K-$5MSpeed: 30-90 days▼
SBA Restaurant Loans
Amount: $50K-$5MSpeed: 30-90 days
Best For
Opening new location, major renovation
Repayment
Long-term, low rates
Working Capital Loan
Amount: $10K-$500KSpeed: 24-72 hours▼
Working Capital Loan
Amount: $10K-$500KSpeed: 24-72 hours
Best For
Payroll, inventory, renovations
Repayment
Daily or weekly payments
How Restaurants Use Funding
🍳
Kitchen Equipment
$20K-$200K
🏪
Renovation/Buildout
$50K-$500K
📦
Inventory & Supplies
$5K-$50K
👔
Payroll Coverage
$10K-$100K
📱
POS Systems
$3K-$30K
📣
Marketing Campaigns
$5K-$50K
Do You Qualify?
Merchant Cash Advance
Credit Score
550+
Revenue
$8K+/month
Time in Business
3 months
Equipment Financing
Credit Score
600+
Revenue
$10K+/month
Time in Business
6 months
Working Capital
Credit Score
580+
Revenue
$15K+/month
Time in Business
6 months
SBA Loan
Credit Score
680+
Revenue
$100K+/year
Time in Business
2 years