Complete Business Funding Guide 2025
Everything you need to know about securing funding for your business
Compare Funding Types
Business Lines of Credit
$10K - $250K1-3 weeks
Flexible revolving credit for cash flow and unexpected expenses
Best for:
- Managing cash flow gaps
- Covering unexpected expenses
- Seasonal businesses
Term Loans
$25K - $500K+2-6 weeks
Lump sum repaid over fixed period for major purchases
Best for:
- Major equipment purchases
- Real estate investments
- Large expansion projects
Credit Stacking
$50K - $250K1-2 weeks
Multiple 0% APR business credit cards for fast capital
Best for:
- Good credit, limited collateral
- Fast-moving opportunities
- Building business credit
Asset-Based Lending
$100K - $5M3-8 weeks
Loans secured by business assets like inventory or equipment
Best for:
- Valuable assets, inconsistent revenue
- Inventory-heavy businesses
- Manufacturing companies
Invoice Factoring
$10K - $10M1-7 days
Sell unpaid invoices for immediate cash
Best for:
- B2B with long payment terms
- Managing cash flow
- Service businesses
SBA Loans
$50K - $5M6-12 weeks
Government-backed loans with favorable terms
Best for:
- Established businesses (2+ years)
- Real estate purchases
- Lower interest rates
What Do You Qualify For?
Funding by Credit Score
See what you qualify for based on your credit
Excellent (720+)
✓ All funding options available
✓ Best rates and highest amounts
✓ Fast approval process
Good (680-719)
✓ Most funding options
✓ Competitive rates
✓ Good approval odds
Fair (640-679)
✓ Alternative lenders available
✓ Higher rates
✓ Asset-based options
Find Your Perfect Funding Match
Use our calculator to see what funding options you qualify for