Real Estate Investor Funding Guide
Complete financing strategies for fix & flips, rentals, and investment properties
Compare Loan Types
Short-term funding for buying and renovating properties
No income verification, qualify based on rental income
Fast funding between purchase and permanent financing
Consolidate multiple rental properties
Best Funding:
Hard money or fix & flip loans
Timeline:
12-month interest-only terms
LTV:
Up to 90% purchase + 100% rehab
Best Funding:
DSCR loans or conventional
Timeline:
30-year amortization
Down Payment:
20-25% down
Best Funding:
DSCR loans with STR calculator
Advantage:
Higher income potential recognized
Down Payment:
25% down typical
Best Funding:
Commercial or portfolio loans
Underwriting:
Based on property NOI
Terms:
20-25 year amortization