Construction Business Financing
Funding solutions for contractors, builders, and construction companies
$10K-$10M
Funding Range
24-72hrs
Fast Options
580+
Min Credit
Best Funding for Construction Businesses
Business Line of Credit
Amount: $10K-$500KSpeed: 3-5 days▼
Business Line of Credit
Amount: $10K-$500KSpeed: 3-5 days
Best For
Managing cash flow between projects
Common Uses
Materials, payroll, unexpected costs
Equipment Financing
Amount: $25K-$5MSpeed: 2-5 days▼
Equipment Financing
Amount: $25K-$5MSpeed: 2-5 days
Best For
Heavy equipment, trucks, tools
Common Uses
Excavators, bulldozers, vehicles
Invoice Factoring
Amount: $10K-$10MSpeed: 24-48 hours▼
Invoice Factoring
Amount: $10K-$10MSpeed: 24-48 hours
Best For
Get paid immediately on invoices
Common Uses
Cash flow while waiting on payment
SBA Construction Loan
Amount: $50K-$5MSpeed: 30-90 days▼
SBA Construction Loan
Amount: $50K-$5MSpeed: 30-90 days
Best For
Long-term projects, major equipment
Common Uses
Large contracts, business expansion
How Construction Companies Use Funding
🚜
Buy Heavy Equipment
Excavators, loaders, dozers
$50K-$500K
🏗️
Purchase Materials
Lumber, concrete, steel
$10K-$200K
👷
Cover Payroll
Pay crew between projects
$20K-$100K
⏰
Bridge Payment Gaps
Wait for client payment
$25K-$500K
🚛
Expand Fleet
Trucks, trailers, vehicles
$30K-$300K
📋
Take Larger Projects
Bid on bigger contracts
$100K-$1M
Construction Funding Requirements
Line of Credit
Credit Score
600+
Time in Business
6 months
Annual Revenue
$120K+/year
Equipment Financing
Credit Score
620+
Time in Business
1 year
Annual Revenue
$150K+/year
Invoice Factoring
Credit Score
No minimum
Time in Business
3 months
Annual Revenue
Customer dependent
SBA Loan
Credit Score
680+
Time in Business
2 years
Annual Revenue
$250K+/year
Build Your Construction Business
Get the funding to take on bigger projects and grow your operation
Get Construction Funding →